Lexington Lawscredit helpsection of its website offers a robust number of educational resources to help you understand how credit scores work and what steps you can take to improve and maintain your score. With that said, Lexington Law is still a noteworthy credit repair firm, but it is best to shop around and see what other options are available. SimpleMoneyLyfe Credit Saint vs. Lexington Law: Who is Better? Though we'd like to see some data that reflects Credit Saint's successes in improving people's credit reports, we still trust that this provider gets the job done. SimpleMoneyLyfe is an independent, advertising-supported publisher and may receive compensation for some links to products and services throughout this website. Better Business Bureau accredited businesses, like Credit Saint, must adhere to high standards for ethical business practices. Lets take a closer look at their pricing packages and provided features: Creditsaint allows customers to choose from three pricing packages: Its their most advanced package, and customers will pay an initial work fee of $195. They choose to issue refunds in some situations and use friendly language when responding to customers. The Lexington Law firm provides three pricing options: Compared to Credit Saints Clean Slate plan, the Advanced plan certainly has more features, and its only going to cost you $129.95, about $10 more. Credit repair is just like it sounds: a process by which your credit history and score are improved. Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. There are several credit repair companies on the internet and while they all claim to be the best, theyre not made equal. On the positive side, the company provides full support to clients and offers tips on how they can improve their credit rating. Lexington Law firm is another large and well-known credit repair agency that offers similar services to Credit Saint. Generally, the service doesnt have as many complaints on their BBB.org page as competing services like Lexington Law. Elsewhere, both companies get generally favorable reviews from former and current clients. Concord Premier At $109.95 per month, the Concord Premier is the middle-of-the-road service level, which gets you everything in the Concord Standard plan plus TransUnion score alerts and a monthly credit score analysis. Fret not, Credit Saint is known for fighting tooth and nail with your debt collectors and all three credit bureaus. In this The Credit Pros review, well have a look at one such company and gauge if its worth a try or not. Private Dashboard Talk to us as much or as little as you like. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. If youre serious about repairing your credit and obtaining a good credit score and looking for a credit repair company to help you with the task, Credit Saint is one of the best credit repair companies to consider. Here we provide an overview of Credit Saint and Lexington Law and the pros and cons of each. The company utilizes a mail-based disputing system and provides an intuitive user portal for progress verification and corresponding with the team. Because its a real law firm, Lexington Law is different than most other credit repair companies. If you are looking for a good option for a guarantee, Credit Saint offers a 90-day money-back guarantee if it can't remove any items from your credit report within the first 90 days. Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Here are some key takeaways that can help you make the final decision between the two giant credit repair brands: Lexington Law lacks a money-back guarantee, but you get it with Credit Saint. You can follow them on their social media pages for updates when they publish new guides. Credit Saint vs Lexington Law vs Sky Blue vs CreditRepair.com vs Ovation 2022 CREDIT S2E216 5,446 views Jul 16, 2021 121 Dislike Share The Awesome S'witty Kiwi Show Credit Saint vs. A good credit repair company will not only help you remove negative items from your credit report from late payments to identity theft, but they will also help you understand your credit score and guide you on how to boost your score and keep it on track long-term. Lexington Law is an actual law firm so customers can access lawyers, paralegals, and other specialists. Most of the actions taken on your behalf by a credit repair service can be done on your own. Credit Saint offers the following three different credit repair plans to meet the needs of various clients. We were curious how these negative CreditSaint.com reviews were handled. On their website, they claim most customers stay with them for 6 months. However, there are a few things consumers should know. This plan is designed to help those who want to improve their credit score before they apply for a loanor a new credit card. On the same note, trying to repair bad credit can also be one of the most challenging things an individual can face. I worked in the credit repair industry for about 10 years. For an extra charge of $15, Lexington Law can automatically load the clients credit reports into their system. On the other hand, Lexington Law is quite vague about the speed of their service. How To Choose Between Lexington Law and Credit Saint. Many educational resources on the Lexington Law website help customers understand credit scores and how to improve them. Credit Sainthas three tiers of services, with pricing that ranges from $79.99 per month to $119.99 per month. Additionally, Lexington Law claims they remove 10.2 derogatory items every 4-months. Since you're interested in Credit Repair Companies, here are some other reviews you might find interesting. For consumers, Credit Saint is the cheaper option. However, the biggest takeaway with this package is unlimited disputes. Compared side by side, bothCredit Saintand Lexington Law have comparable pricing, service levels, and speeds of service. Credit Saint is a repair company that was established in 2004 with the sole purpose of 'helping Americans fix their shaky credit histories.' Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. Lexington Law currently has a pending federal lawsuit that alleges deceptive and unlawful marketing and billing practices (the company is currently disputing the suit and has filed a motion to dismiss it). These tools will help you pay off your debt and budget your money. Credit Saint - The Winner You can trust that when you read any article on Credit Weld, the interest of the reader comes first and the information provided leads to one goal: Improving your credit for life. It was the same year that John C. Heath became the directing attorney. In this second featured feedback, the client said that she received help from a phenomenal agent who was kind, patient, and understanding. She said she was planning to choose another provider but selected Credit Saint credit restoration services because of how the agent handled her questions and concerns. On the other hand, there are companies that don't deliver what they promise. Top Reviews. Lexington Law vs. Credit Saint: Which One is Faster? How have the two services performed when it comes to the level of customer care? Maura Healey's tax proposal would overhaul the estate tax and short-term capital gains tax. Credit Saint has developed packages at different prices to cater to a broad range of customers regardless of their budget. Like Credit Saint, Lexington Law also operates on a monthly subscription plan that allows customers to cancel at any time. (2023), Lexington Law vs. Credit Saint: Credit Repair Packages and Price, Credit Saint vs. Lexington Law: Educational Resources. Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. However, with so many companies on the market, it can be hard to decide which direction to take. The last thing you want to do is incur more debt. Its tough to state which credit repair service is better because what appeals to one person may not necessarily appeal to another. That will depend on several factors: your state of residence, the type(s) of issues you're looking to resolve, and so on. The step below PremierPlus is Concord Premier. Because Lexington Law has its own smartphone app, the company has quite a bit more reviews compared to its competitors. These errors can impact your score and lead to issues in the future. Anything over 700 is considered to be "good" and can be the key to opening doors financially - everything from renting an apartment to securing an auto loan or mortgage may rest on your credit report. Which paid survey companies are the best? A live agent will also contact you to talk about the details of your credit history. Credit Saint edges Lexington Law when it comes to offering downright friendly services. Actually, their cheapest and most expensive plans differ by about $10. Furthermore, Lexington Laws most advanced credit repair package gives its customers access to exclusive personal finance tools. If you have challenging credit history, it makes all of these things more complex and frustrating. Sometimes. For instance, while Credit Saint charges $119.99 for their top package, customers pay a review fee of $195. Andrew founded Credit Weld with the vision of providing guidance and solutions for those who are experiencing hardship due to poor credit. If you're interested in getting started, Lexington Law provides free credit report consultations to assess your specific situation. Overall, Credit Saint is the cheaper option. Is Credit Saint a Good Credit Repair Company? How did we arrive at this conclusion? How Rapid Rescoring Can Quickly Raise Your Credit Score, Credit Remodel At $99.99 per month, the Credit Remodel package isCredit Saints mid-tier service level. Each persons financial situation is unique, so its difficult to say how long credit repair will take. You will find excellent online resources on the platform to help you know more about how credit scores work and what you can do to have an impressive score. Like us? For some complaints, they were willing to offer refunds. For instance, TransUnion says that they conclude most disputes within two weeks. One of the key benefits of bad credit loans is their flexibility. Most credit repair services offer a free consultation, to determine if you're eligible for their help and which approach to take in your specific case. You will have a certified and experienced established agent assigned to your case who will work with you to get these negative items removed. Their cheapest plan goes for $69, which means that youll pay less than if you got the Credit Saints Credit Polish package at $79.99. This happens through negotiations with creditors, removing negative information reported to credit bureaus, and other strategies. However, note that it comes with certain conditions. Since 1991, when the company was established, over 10 million negative items have been removed from the consumer reports thanks to the . Lexington Law is one of the most reputable credit repair industry players, helping thousands of clients in the US to repair their credit scores and clean their credit reports. According to an FTC report, about 20 percent of people in the country have at least one inaccuracy on their report. Free online credit report consultation includes credit score, credit report summary, and credit repair recommendations. No clear statistics about how many challenges and deletions theyve successfully entered through the years to improve or repair peoples credit. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. Credit Saint has a better basic package as it includes the score tracker and score analysis. Yes, Credit Saint is a legal company offering services in most parts of the country. So which one offers the best credit repair services? You can find some recent articles in their blog section. Lexington Law is the biggest advertiser thus they have the biggest problem now. Top Consumer Reviews may earn money when you click on a link. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. Now, what features do you get? In addition to credit repair, the company advises clients on how to improve their score and what other factors can influence it. Finally, we like that Credit Saints pricing structure is transparent, and the monthly prices seem reasonable for the provided service. Lexington Law offers more value by including cease-and-desist letters and identity protection in their advanced package. There are a lot of credit repair companies to choose from, and it can be hard to know which one is the best fit for your needs. Learn more >. From there, credit repair providers work diligently to address the issues and resolve them, for as long as you maintain your subscription to their services. This is comparable to other credit repair services, and we like that Lexington Law offers a range of service levels designed to accommodate all budgets. Using the incorrect name, address, or Social Security number. They claim that this helps them fastrack the preparation of the initial first round of disputes. Is Credit Saint or Lexington Law Cheaper? The company also boasts more reviews than Credit Saint, as users leave feedback on their Android and iOS app pages. Were impressed with Lexington Laws stats that 70 percent of its customers saw a 40-point increase of their credit score within six months of credit repair services. Credit Saint operates on a 45-day dispute cycle. Customers receive regular updates on progress to ensure theyre fully aware of whats happening. Your credit score could, Wondering if a 550 credit score is good or bad? Lexington Law is currently engaged in a lawsuit for the alleged breach of telemarketing practices by the Progrexion brand, being its member. We reviewed reputable third-party resources Google Verified Reviews, TrustPilot, Better Business Bureau, and the Consumer Financial Protection Bureau to gauge the brands industry reputation and trust. Additionally, looking at customer reviews shows that Lexington Law has significantly more negative reviews than Credit Saint. You will find many Credit Saint reviews on the Internet. Credit Repair. John C. Heath, Attorney at Law, PC d/b/a Lexington Law, and of counsel attorneys. For instance, Lexington charges a basic set up fee of $100. Before making a decision about a credit repair service, its a good idea to read through the positive and negative reviews so you can get a feel for the pros and cons of each service. Credit Saint is a credit repair company that helps consumers repair their credit. Lexington Law is not accredited by the BBB, and they are sparring head-to-head over a class-action lawsuit with the CFPB. Founded in 2004, Lexington Law is a credit repair firm with thousands of success stories. As with any credit repair service, the length of time required to see movement in your score depends on your unique situation. We break down the benefits and possible drawbacks of both services, so you can choose which credit repair service is right for you. The mid-level plan starts as low as $99.99. This is one of just a few services that have earned a strong rating from the BBB, along with hundreds of positive reviews from clients. Most companies train their customer representatives to offer professional credit rebuilding guidance to customers. Not many people are fully aware of what credit repair firms do or why they need to hire one. Here are a few things to keep in mind as you decide: To help you get your finances back on track, TopConsumerReviews.com has evaluated and ranked the most popular credit repair services available today. This means being in it for the long haul. But there are two questions you need to ask yourself. While both companies are BBB accredited, Credit Pros has a current rating of B+. Top Products. How does this package stack up to Credit Saints Credit Remodel package? The package allows customers to go after ten negative items per billing cycle. Now, the only thing that we take issue with is how the company handles complaints, particularly on their BBB.org page. Your credit score even directly impacts the cost of your New Jersey auto insurance. Customers must receive a free credit consultation with Lexington Law to receive complete pricing. However, Lexington Law says that 70 percent of its customers saw a 40-point improvement in their credit score after six months of using the service. This means they will send out a new round of credit report disputes every 45-days. As mentioned earlier, there are many companies offering similar services. The platform lags behind in terms of tech and tools. Most clients see a 40-point increase in their credit score in six months. Challenge credit bureaus without help by writing and sending letters or using their online dispute centers. There are no incurring fees, which means you will not have to worry about signing up for a long period of time. On the other hand, the company appears to address each negative review, which is a positive sign. Both Credit Saint and Lexington Law will require your full commitment. To help you make a clear decision, we highlighted the most important features you should factor into your decision-making process. Credit Saint states that theClean Slate Planis the most popular option of the three credit repair services they offer. On the other hand, Lexington Law is quite vague regars to the speed of their service. We personally recommend Credit Saint, but ultimately, the decision is up to you. Finally, Lexington Laws active pending lawsuit has slightly damaged its reputation among credit repair companies. 2875 South Decker Lake Drive, Suite 200, West Valley City, Utah 84119. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. Founded in 1991, Lexington Law is the oldest credit repair firm in the United States. Credit Saint BBB rating shows that the company is reliable and loved by people. However, The Credit Pros has a top plan that is more expensive than Credits Saints most aggressive package. Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. 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